You work for 1 employer in two or more EU countries

If you work for 1 employer in two or more EU (European Union) countries, it is not always clear which country's social insurance schemes you are covered by. This will depend on how many hours you work in the country where you live.

  1. If you live in an EU country

    To determine which country you are socially insured in, we look at the number of hours you work in the country where you live.

    • If you work at least 25% of your working hours in the country where you live, you will be covered by the social insurance schemes of that country. 
    • If you do not work in the country where you live, or you work less than 25% of your working hours in the country where you live, you will be insured in the country where your employer is based, provided it is also an EU country.

Do not forget to inform the authorities that you are working in more than one country

If you are going to work in more than one EU country, you must inform the social security organisation in the country where you live. If you live in the Netherlands, you should inform the SVB. You are obliged to do this by law.

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Version: 1 January 2023

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