If you work in 2 or more EU countries for 2 or more employers
If you work for 2 of more employers in 2 or more EU (European Union) countries, it is not always clear which country's social insurance schemes cover you. This will depend on how many hours you work in the country where you live, or on where your employers are based.
You work for 2 employers, one of whom is based in the country where you live
Mark works for 1 Dutch employer based in the Netherlands, and 1 German employer based in Germany. Mark lives in the Netherlands. If he works less than 25% in the Netherlands, he will be insured in Germany.
Example 2You work for 2 or more employers in 3 different countries, but you do not work in the country where you live
Sophie works for 1 Belgian employer in Belgium, 1 French employer in France and 1 German employer in Germany. Sophie lives in the Netherlands, but she does not work there. Sophie is insured in the Netherlands because she lives there.
Sometimes it is not immediately clear which country' social insurance schemes cover you. In that case, we determine the country where you are insured. We can do this if you:
- work for 2 or more employers who are based in different EU or EEA (European Economic Area) countries
- work as a self-employed person at locations in 2 or more EU or EEA countries
- receive an employment benefit from an EU or EEA country, in addition to working for a different employer in a different EU or EEA country
If you want to know which country’s social insurance schemes cover you, contact us.
If a non-Dutch social insurance organisation or tax office asks you for a certificate or statement of applicable legislation, you can get this from us.
If you are going to work in 2 or more countries, you must inform the social security organisation in the country where you live. If you live in the Netherlands, you should inform the SVB.
This page belongs to a quality network of the European Union
Version: 1 February 2024