AOW pension amounts

Amounts as from January 1, 2024

The amounts shown on this page are the gross and net amounts for a full AOW pension for people living in the Netherlands. The amounts are shown with and without application of the tax credit.

Select the situation that applies to you

You live on your own

Amount per month as from January 1, 2024 with tax credit
Gross amount of AOW pension €1,541.53
Less: tax and/or national insurance contributions €0.00
Less: Zvw health insurance contribution (5.32%) €82.00
Net amount of AOW pension €1,459.53

Amount per month as from January 1, 2024 without tax credit
Gross amount of AOW pension €1,541.53
Less: tax and/or national insurance contributions €293.42
Less: Zvw health insurance contribution (5.32%) €82.00
Net amount of AOW pension €1,166.11

The gross AOW pension amount includes the AOW top-up of €5.50.


You build up holiday allowance for each month of AOW pension. The holiday allowance is €76.20 gross per month. Holiday allowance is paid each year in May.

You are married or living with (sharing a house with) another adult

Amount per person per month as from January 1, 2024 with tax credit
Gross amount of AOW pension €1,047.60
Less: tax and/or national insurance contributions €0.00
Less: Zvw health insurance contribution (5.32%) €55.73
Net amount of AOW pension €991.87

Amount per person per month as from January 1, 2024 without tax credit
Gross amount of AOW pension €1,047.60
Less: tax and/or national insurance contributions €199.08
Less: Zvw health insurance contribution (5.32%) €55.73
Net amount of AOW pension €792.79

The gross AOW pension amount includes the AOW top-up of €5.50.


You build up holiday allowance for each month of AOW pension. The holiday allowance is €54.44 gross per month. Holiday allowance is paid each year in May.


If you receive an AOW supplementary allowance, view the amounts.