Your income up to your AOW pension age

Most types of income stop automatically when a person reaches their AOW pension age. But this is not always the case. Choose your situation to see what will happen with your income.

The end date of your employment contract will be stated in the contract. Your contract will automatically end when you reach your AOW pension age. Your salary will be paid until you reach your AOW pension age.

As a self-employed person or freelancer, you can decide yourself when to stop work. You can stop working when you reach your pension age, but you can also choose to stop earlier or later. If you stop earlier, you should bear in mind that you will be responsible yourself for ensuring an adequate income until you reach your AOW pension age.

The following benefits will be paid until you reach your AOW age, providing you continue to meet the qualifying conditions.

  • WAO incapacity benefit  
  • WIA incapacity benefit
  • WW unemployment benefit
  • Sickness benefit 
  • Income support 
  • Anw survivor benefit

The date your early retirement benefit stops will be stated in your CAO (collective agreement). It is possible that your early retirement benefit will be reduced for a while or stopped altogether before the start of your AOW pension. 

If there is a temporary reduction in your income, you can apply for a pension bridging benefit (OBR).