Supplementary pension

Apart from your AOW  pension, you may build up a supplementary pension, for example through your employer. Alternatively, you may have taken out a supplementary pension policy with an insurer or bank.  

Supplementary pension through your employer

If you work for an employer, you may build up a supplementary pension through your employer. This is a company pension . Every month, your employer pays a pension contribution for you to a pension fund or insurer. You will probably also pay a contribution via your salary.

When you reach your pension age, the pension fund or insurer will pay you a company pension. You can ask your employer or your pension fund how much pension you can expect. You can also get an overview of your pensions at Mijnpensioenoverzicht.nl.

Supplementary pension through previous employers

If you have previously worked for other employers, you will probably have built up pension rights under different funds. For an overall picture of your pension rights, visit the site mijnpensioenoverzicht.nl or contact the pension funds concerned.

Your own supplementary pension

You can also make your own provisions for a supplementary pension by saving or investing. People usually do this by taking out a policy with an insurer or a bank (annuity). Your insurer or bank will be able to tell you how much supplementary pension you will get.