How much does voluntary insurance cost if you live outside the Netherlands?

If you are going to live or work outside the Netherlands and you take out voluntary insurance, you will have to pay a social insurance contribution every year. The contribution is a percentage of your total income from the Netherlands and other countries.

Every year, the Dutch government determines the contribution rates for that year. There is a minimum and a maximum contribution.

The AOW contribution for 2022 is 17.9% of your income.

The higher your income, the more contribution you pay. For 2022, the minimum contribution is €536 and the maximum contribution is €5,364.

  • If your income is €35,472 or more, you will have to pay the maximum contribution of €5,364. 
  • If you have little or no income, you will only be asked to pay the minimum contribution of €536.

If you need help calculating how much you would have to pay, please get in touch with us. We will be happy to help you.

The Anw contribution for 2022 is 0.1% of your income.

The higher your income, the more contribution you pay. For 2022, the minimum contribution is €2 and the maximum contribution is €29.

  • If your income is €35,472 or more, you will have to pay the maximum contribution of €29.
  • If you have little or no income, you will only be asked to pay the minimum contribution of €2.

If you need help calculating how much you would have to pay, please get in touch with us. We will be happy to help you.