Voluntary insurance

Applying to buy back AOW pension rights

You can apply to buy back AOW pension rights up to 10 years after the date on which you first became insured under the AOW pension scheme. 

Online with your DigiD code

You can fill in the offer request form on your computer screen. You will be guided through the form step by step. Using your DigiD code, you can sign and submit the form online.

Fill it in online, send it in by post

You can fill in the form on your computer. You will be guided through the form step by step. When you have completed the form, you can print it out, sign it and send it in.

Would you rather request an offer using a paper form?

You can download a voluntary insurance application form (Aanvraag inkoop vrijwillige verzekering AOW) and send the completed form to our Insurance Office (Kantoor Verzekeringen) by post. You will find the address on the form.

When we have received your application, we will check whether you are eligible for the buy back scheme. If you are, we will send you income details forms to complete for the years concerned. When we have received your income details, we will send you a quote.