OBR

If you were receiving a VUT early retirement benefit or a similar pension or benefit on 1 January 2013

If you meet all 7 conditions, you can get a bridging benefit (OBR) from your 65th birthday or the month after until you reach your AOW pension age.

Conditions for receiving a bridging benefit

  1. On 1 January 2013, you were receiving a pension or benefit under one of the following schemes:
    • early retirement (VUT), pre-pension, bridging pension or job-related early retirement
    • partner pension
    • private incapacity benefit for people who have been self-employed
    • private Anw shortfall insurance, or private WIA/WGA shortfall insurance
    • annuity on redundancy (severance pay that you or the employer converted to a periodic payment)
    • redundancy unemployment benefit for civil servants
    • life-course savings scheme or
    • non-Dutch benefit that is similar to one of the above schemes
  2. This benefit stops, is reduced or is replaced by an old-age pension in the month in which you turn 65 or on the first day of the month after that.
  3. If you do not have a partner, your income in the month in which you are 64 and one-half years old must be under € 3,156.00 gross. If you have a partner, your and your partner's joint income in that month must be less than € 4,734.00 gross (amounts as from 1 januari 2018). One-off income in that month, such as a bonus, end-of-year bonus or holiday allowance will not be taken into account.
  4. On 1 January of the year in which you turn 65, your assets must be worth less than the exemption limit in tax box 3. If you live alone, the limit is € 30,000 as at 1 January 2018. If you have a partner, the limit is € 60,000. For people who have been self-employed, there is an extra exemption of € 122,717. A home you own and pension assets will not be taken into account.
  5. You have been insured under the AOW pension scheme for at least one year.
  6. If you have a partner who already receives an AOW pension, he or she will not be entitled to an AOW supplementary allowance for you.
  7. Your income must not exceed a certain level. The amount of bridging benefit you will get depends on your income in the period for which you receive the benefit. Other income you receive will be deducted from the bridging benefit. If you live on your own, you will not receive a bridging benefit if your pension or benefit exceeds € 1,171.48 gross per month. If you have a partner, you will not receive a bridging benefit if your pension or benefit is more than € 757.70 gross per month. (Amounts as from 1 januari 2018).

Applying for a bridging benefit (OBR)

4 months before your 65th birthday, you should receive a letter from us explaining how to apply for a bridging benefit.

If you meet the conditions but have not received a letter

If you have not received a letter but you believe that you meet the conditions:

If you meet the conditions, a link will appear. You can then click on the link and apply for a bridging benefit directly.

The bridging benefit is a temporary arrangement.

You will not be able to get a bridging benefit if you turn 65 after 31 December 2022.