AOW pension

Supplementary allowance and your partner's income

If you receive an AOW supplementary allowance and your partner has income, we will deduct the income partly or fully from the supplementary allowance. Your own income will also be taken into account. If your joint income (including your AOW pension and supplementary allowance) is more than € 2,827.01 gross per month, the supplementary allowance will be reduced by a maximum of 10%.

Income which is deducted from the supplementary allowance

If your partner has income from work, your supplementary allowance is calculated as follows:

  • the first € 242.37 of your partner's gross monthly salary is disregarded.
  • two thirds of the salary above € 242.37 is deducted from the supplementary allowance.
  • Normally, if your partner earns more than € 1,457.09 gross per month, no supplementary allowance will be payable, even if your partner's income drops below the limit. However, there are a number of exceptions.

If your partner receives a pension or benefit, your supplementary allowance is calculated as follows:

  • An (early) retirement pension or a benefit received by your partner will be deducted in full from your supplementary allowance.
  • Normally, if your partner's pension or benefit is more than € 809.81 gross per month, no supplementary allowance will be payable, even if your partner's income drops below the limit. However, there are a number of exceptions.

Other types of income

If your partner receives a type of income not mentioned above, see below for other types of income.

What happens if the income changes?

If your partner starts earning more, you will get less supplementary allowance, or none at all. If your partner starts earning less or stops working, you may get a higher supplementary allowance.

You do not need to report minor changes in your or your partner's fixed income from employment, pensions or benefits from the Netherlands because the Tax Administration will inform us of these changes. 

However, if there is a significant change in your or your partner's income, we advise you report this to us straight away, as the information we receive from the Tax Administration is always at least two months old. At your request, we can adjust your supplementary allowance immediately, in order to prevent any underpayment or overpayment of supplementary allowance.

You must report changes in the following situations:

  • you or your partner starts to receive income from self-employment or business activities
  • your or your partner's income from self-employment or business activities changes
  • you or your partner starts to receive income from outside the Netherlands
  • your or your partner's income from outside the Netherlands changes