AOW pension

Claiming an AOW pension

How to claim an AOW pension depends on your situation.

You live in the Netherlands and have received a letter about your AOW pension

If you have a DigiD code, the quickest way to apply for an AOW pension is to submit your claim online. If you cannot submit your claim via the internet, give us a call during office hours.

You live in the Netherlands, but have not yet received a letter about your AOW pension

About 4 months before you reach ýour AOW pension age, we will send you a letter about claiming your AOW pension. You cannot submit a claim before you have received our letter. If you have a personal Message Box (Berichtenbox), our letter will be sent to your Message Box.

You live outside the Netherlands

how to claim an AOW pension depends on where you live.

There are three possibilities.

  1. You live in a country of the EU (European Union) or the EEA (European Economic Area), or in another country with which the Netherlands has an agreement on social security.

    If you are insured under that country's state pension scheme, you should contact the pension agency in that country about your AOW pension claim.

    If you are not insured for a basic state pension in that country, contact us and we will send you a claim form.

  2. If you do not live in an EU/EEA country or treaty country,
    In that case, you should contact us, and we will send you a claim form.

  3. You are already a client of the SVB.
    You do not have to do anything. For example, if you receive an Anw survivor benefit or a remigration benefit from us, we will automatically contact you a few months before you reach your AOW pension age.