AOW pension

Claiming an AOW pension if you live outside the Netherlands

If you live outside the Netherlands, how to claim an AOW pension depends on where you live.

There are three possibilities.

  1. You live in a country of the (EU)European Union.
    You have a choice. You can submit your AOW pension claim to the pension agency in the country where you live, or in the country where you were last insured. We advise you to submit your claim in the country where you live around 6 months before you reach your AOW pension age.

  2. You live in a country with which the Netherlands has a a social security agreementor in a country of theEEA(European Economic Area).
    If you are insured under that country's state pension scheme, you should contact the pension agency in that country about your AOW pension claim around 6 months before you reach your AOW pension age.
    If you are not insured under that country's state pension scheme, you should contact the pension agency in the country where you were last insured around 6 months before you reach your AOW pension age. If that was the Netherlands, get in touch with us and we will send you a claim form. If you live in the United States, you should contact the Social Security Administration (SSA) about your AOW pension claim.
    If you live in Morocco, you should contact the Caisse Nationale de Sécurité Sociale (CNSS) in Morocco to claim an AOW pension.
    If you live in Tunisia, you should contact the Caisse Nationale de Sécurité Sociale (CNSS) in Tunisia to claim an AOW pension.

  3. If you live in a country not referred to above.
    In that case, you should contact us around 6 months before you reach your AOW pension age and we will send you a claim form.

If you are already a client of the SVB, you do not have to do anything.

For example, if you receive an Anwsurvivor benefit from us, or a remigration benefit, we will contact you around 6 months before you reach your AOW pension age.

After you have been awarded an AOW pension, you can log in to My SVB

As soon as we have awarded you an AOW pension, you can request a (DigiD) login code for My SVB. You can then view your details and read and print out your monthly AOW pension statements from outside the Netherlands 24/7. You can also report changes via MySVB, e.g. if you want to use a different bank account.

WIth a DigiD code, you can arrange your AOW pension affairs via My SVB on our website, thus avoiding high telephone costs when contacting us.