Anw survivor benefit

You live in the same house as your tenant or landlord/landlady

If you rent out part of your house to someone, or if you rent accommodation yourself and live in the same house as your landlord or landlady, you probably have a commercial relationship with each other. A commercial relationship is a business relationship. If you have a commercial relationship with someone, you will not be considered to be living with a partner for the purposes of the Anw.

What is a commercial relationship?

You only have a commercial relationship if you meet the following conditions:

  • you share your house with one or more other people. You rent a room to someone or you rent a room yourself, or you have a lodger or you are a lodger yourself
  • you and the other person or persons have a strictly commercial (businesslike) relationship with each other
  • there are written agreements about this between you and the other person or persons
  • you can show documentary evidence, such as a contract, bank statements or a tax return, if applicable

You can continue to receive Anw benefit

Normally, if you start living with someone, you will stop receiving Anw benefit. However, if you have a commercial relationship with the person you share a house with, you can keep your Anw benefit.

When are you not considered to have a commercial relationship?

In the following situations, you cannot be considered to have a commercial relationship for the purposes of the Anw:

  • you were previously married to or living with the other person
  • you have a child together, or the child of one of you has been recognized by the other
  • you have a cohabitation contract with the other person which was drawn up by a solicitor
  • your household has already been classed as a joint household under another Act or scheme