Anw survivor benefit

Staying insured under the Anw and AOW schemes

If you leave the Netherlands and move to another country, you will cease to be covered under the AOW scheme. As a result, you will get a lower AOW pension when you reach your AOW pension age.

You will also cease to be insured under the Anw scheme. If you have children under 16, they will not get an Anw orphan's benefit in the event of your death.

To remain insured under the Anw benefit scheme or AOW pension scheme or both, you can take out voluntary insurance.