Anw survivor benefit
What deductions will be made from your Anw benefit?
If you live in the Netherlands, tax, national insurance contributions and (Zvw) health insurance contributions will be deducted from your Anw survivor benefit. If you live outside the Netherlands, these deductions may or may not be made, depending on your country of residence.
If you live in the Netherlands
We will deduct tax and national insurance contributions from your Anw survivor benefit. Tax and national insurance contributions are deducted as a single amount. The amount deducted is forwarded to the Dutch Tax Administration (Belastingdienst).
If you live outside the Netherlands
Whether tax and national insurance contributions are deducted depends on the country where you live. If you would like to know what the situation is with regard to your Anw benefit, feel free to contact your SVB office.
You may be covered by the Dutch Health Insurance Act (Zvw) even if you do not live in the Netherlands. The CAK will decide whether this applies to you. If you are covered by the Zvw scheme, we have to deduct a Zvw health insurance contribution for non-residents from your Anw benefit. This contribution consists of the following:
- a contribution under the Long-term Care Act (Wlz), which is related to the amount of your Anw benefit
- a flat-rate contribution for every co-insured member of the family aged 18 and over
The Zvw health insurance contribution for non-residents varies between countries.The contribution rate depends on the average health care rates in your country. The lower the fees charged in your country, the lower the contribution deducted.
Applying for a healthcare benefit
You may be able to get a healthcare benefit to help cover the Zvw contributions deducted from your benefit. The amount of the Healthcare benefit depends on your family's total income. You can apply to the Dutch Tax and Customs Administration (Belastingdienst) for a healthcare benefit. They can also give you further information.