What is the AOW top-up?
The AOW top-up is an extra amount on top of your AOW pension. The amount of the top-up depends on the number of years you have built up rights to an AOW pension.
For each year of insurance under the AOW scheme, you build up rights to 2% of the full AOW pension. You can build up AOW pension rights for a maximum of 50 years (=100%). As from 1 July 2017, the maximum AOW top-up is € 25.56 gross per month.
Example: you have built up rights to 50% of the full AOW pension. This means that your AOW top-up is 50% x € 25.56 = € 12.78 gross per month.
In the month in which you reach the AOW pension age, you will only get AOW top-up for the days for which you receive AOW pension.
Who is the AOW top-up meant for?
You can get an AOW top-up if you have reached the AOW pension age. The top-up will be paid together with your AOW pension.
You can get an AOW top-up if you live in one of the following countries:
- The Netherlands
- A country of the EU (European Union) or the EEA (European Economic Area)
- A country with which the Netherlands has a social security agreement
- a country with which the Netherlands has an agreement on the verification of benefit entitlements.
You can also get an AOW top-up if you live on:
- Bonaire, Sint Eustatius or Saba
- Curaçao, Aruba or Sint Maarten
If your country is not included in the list of EU and EEA countries, or in the list of countries with which the Netherlands has a social security agreement, go to ‘Payment of your AOW pension outside the Netherlands’ and select your country. If it says that your AOW pension will be paid, you can also receive AOW top-up. If it says that export restrictions apply as from 1 January 2006, you can only get an AOW top-up if you work in the public interest.
You work in the public interest if one of the following situations applies:
- you work for the Dutch government, or for a Dutch organization which carries out government tasks
- you work for a development organization which has been recognized by the Dutch government, such as Oxfam Novib
- you work for an international organization of which the Netherlands is a member, such as the United Nations
- you have been commissioned to work for the Dutch government, and you are paid by the Dutch government