AIO supplement

If you are going to get married or start living with someone

A person who is married or living with someone is entitled to a different amount of AOW pension and AIO supplement than a person who lives alone. Therefore, if you get married or start living with someone, the amount of your AOW pension and AIO supplement will change.

Marriage, living with a partner, or registered partnership

We do not distinguish between marriage, registered partnership and living with a partner.

What do we mean by 'living with a partner'?

The SVB will consider you to be living with a partner if:

  • you live in the same house with someone aged 18 or over, and
  • you both contribute to the household

Contributing to the household is defined as:

  • contributing financially to the household expenses, or
  • taking care of each other in the household in some other way

Financial contributions refer to housing costs, living expenses and other expenses. The contributions must be substantial and be made with some regularity. Taking care of each other includes doing household chores, shopping, cooking, or taking care of each other in the event of illness. This care should also be substantial and be provided with some regularity.

'Partner'

We refer to the person you share a house with as your 'partner'. This may be your relationship partner, a friend (male or female), or a brother, sister or grandchild, but not your own child, or your father or your mother. If you live with a partner as defined above, you will only get an AIO supplement if your and your partner's joint income is less than €1,492.93 net per month. In addition, your joint capital may not be more than €12,240.

When are you not considered to be living with a partner?

If you share a house with someone, you can still get an AIO supplement at the rate for a single person if the person you live with is:

  • your own child, or your stepchild or foster child
  • your mother or your father
  • a grandchild aged under 18
  • a person with whom you have a commercial relationship (renting or letting a room)

Co-residents

If, besides you and your partner (if applicable), another person aged 21 lives at your address, or if you start living in with someone else, this other person may be classified as a co-resident. If so, you will receive a lower AIO supplement.

Other income will affect your AIO supplement

If you get married or start living with a partner, you will receive an AIO supplement at the rate for a married person. If you also receive an AOW pension, this will also be paid at the rate for a married person. If your partner is under the AOW pension age and you were born after 31 December 1949, you cannot get an AOW supplementary allowance for your partner.

If you are married or in a registered partnership, you will normally receive an AIO supplement at the rate for a married person. There is one exception: you get married or enter into a registered partnership, but you and your partner continue to live separately. In that case, you will be entitled to an AIO supplement for a single person, provided the following conditions are met:

  • you or your partner are not living together by choice
  • you and your partner live apart
  • you or your partner do not intend to live together in the future

If you are married or in a registered partnership but you each live at a different address for financial or practical reasons, you will receive an AIO supplement at the rate for a married person.

If you get married or enter into a registered partnership, and you and your partner continue to live separately, you should contact us. We will then determine whether you are eligible for an AIO supplement at the rate for a single person.

In addition, the minimum income for married persons will apply to you. This is €1,492.93 net per month. You can only keep your AIO supplement if your and your partner's joint income is lower than this amount.