Will I still get my pension or survivor benefit

If you were already getting a pension from Belgium, Germany and/or the Netherlands, find out what will happen for you, and whether your situation will be affected by the coronavirus measures.

The life certificate form

If you have received the Belgian life certificate form (Levensbewijs, Persoonlijke verbintenis), you will no longer be able to go to the Sociale Verzekeringsbank (SVB) or your municipal offices to have it signed because of the coronavirus measures. 

Instead, you should contact the Federal Pension Service (FPD) by filling in the online contact form or sending an email to levensbewijzen@sfpf.fgov.be. Or you can call 0032 781 51765 (call charges will depend on your provider). The FPD will make sure that you keep receiving your pension. You can return the life certificate form to the FDP, duly completed and signed, after the coronavirus measures have ended.

What happens to your pension if you start working?

If you used to work in the care sector, for example, as a nurse, doctor or health adviser, and you go back to work to support your former colleagues, any extra income will not affect your pension. However, you must inform the FPD that you will be working.

There are different ways you can arrange your temporary return to work: directly with your former employer; via a staffing agency; or as a self-employed person. Your situation will also be different depending on whether you work in Belgium or the Netherlands. Whatever happens, your social security position will change. For more information about this, contact the Bureau for Belgian Affairs.

You can find a list of useful questions and answers on the website of the Federal Pension Service (FPD). If your question is not on the list, you can contact the FPD.

If you do support work during the corona crisis that is regarded as ‘vital’

  • Your income will not be affected if you get a regular state pension from Germany (Regelaltersrente)
  • If you get an early retirement pension (Altersrente für (besonders) langjährig Versicherte), the extra amount you can earn in 2020 has gone up from €6,300 to €44,590. If you earn more than €44,590, your German pension will be reduced.
  • If you get a German survivor benefit (Hinterbliebenrente) or an incapacity benefit (Erwerbsminderungsrente), any income in 2020 above €6,300 will be deducted from your benefit. 

There are different ways you can arrange your temporary return to work: directly with your former employer; via a staffing agency; or as a self-employed person. Your situation will also be different depending on whether you work in Germany or the Netherlands. Whatever happens, your social security position will change. For more information about this, contact the Bureau for German Affairs.

If you have any other questions about your pension and the coronavirus measures in Germany, see the information on the website of the Deutsche Rentenversicherung (DRV). Contact details are also available.

The life certificate form

Due to the coronavirus measures, the Sociale verzekeringsbank (SVB) will not send you a life certificate form as you will not be able to go to your municipal offices to have it signed. If you have already received a form, you can return it to us after the coronavirus measures have ended. During the corona crisis, we will continue to pay your pension as usual. We presume that you will be able to return the form to us, duly completed and signed, before 1 October 2020.

What happens to your pension if you start working?

If you used to work in the care sector, for example, as a nurse, doctor or health adviser, and you go back to work to support your former colleagues, any extra income will not affect your AOW pension. If you receive an Anw survivor benefit and you earn extra income, your income can affect the amount of your benefit.

There are different ways you can arrange your temporary return to work: directly with your former employer; via a staffing agency; or as a self-employed person. Your situation will also be different depending on whether you work in Belgium or the Netherlands. Whatever happens, your social security position will change. For more information about this, contact the Bureau for Belgian Affairs.

If you have any other questions about your AOW pension or your Anw survivor benefit, please contact us.

The life certificate form

Due to the corona measures, the Sociale verzekeringsbank (SVB) will not send you a life certificate form as you will not be able to go to your municipal offices to have it signed. If you have already received a form, you can return it to us after the corona measures have ended. During the corona crisis, we will continue to pay your pension as usual. We presume that you will be able to return the form to us, duly completed and signed, before 1 October 2020.

What happens to your pension if you start working?

If you used to work in the care sector, for example, as a nurse, doctor or health adviser, and you go back to work to support your former colleagues, any extra income will not affect your AOW pension. If you receive an Anw survivor benefit and you earn extra income, your income can affect the amount of your benefit.

There are different ways you can arrange your temporary return to work: directly with your former employer; via a staffing agency; or as a self-employed person. Your situation will also be different depending on whether you work in Germany or the Netherlands. Whatever happens, your social security position will change. For more information about this, contact the Bureau for German Affairs.

If you have any other questions about your AOW pension or your Anw survivor benefit, please contact us.