What if have to go into quarantine while I am not actually sick?

You can be placed in quarantine even if you are not ill. For example, if you have had close contact with an infected person or you belong to a risk group

Maybe you have been placed in quarantine, or you have agreed with your employer that you should go into quarantine. In that case, you should check your rights and find out whether you can still get paid or apply for a benefit.

If you work for an employer, and you can work from home, you will still get paid. If you cannot work from home, you will be classed as temporarily unemployed. In that case, you can apply to your trade union fund (ACV, ABVV, ACLVB) or to the Unemployment Benefits Fund (Hulpkas voor Werkloosheidsuitkeringen, HVW) for an unemployment benefit.

If you are self-employed and you have to suspend your work activities for at least 7 days, you can apply for a temporary bridging benefit from your social insurance fund.

As proof that you need to work from home, you will have to provide your employer or payment fund with a ‘quarantine declaration’. You can download a blank quarantine declaration form from the RIZIV website (National Office for Sickness and Disability Insurance; RIZIV) and ask your doctor to complete it. 

  • If your family doctor is in Belgium, your doctor will already know about this form. After the form has been completed and returned to you, you should send it to your employer or your social insurance fund.
  • If your family doctor is in the Netherlands, your doctor will not know about the form and is not obliged to fill it in. If your doctor refuses to complete the form, you should contact your employer or your social insurance fund and let them know that you cannot provide a quarantine declaration for reasons beyond your control (force majeure). Your employer or fund may be able to use a different procedure in your case.

If you have to stop work because of health problems, you should report sick.

If you work for an employer, they will still have to pay you. Your employer may be able to get compensation under the Temporary emergency scheme for job retention (NOW) from the UWV. If necessary, your employer can apply to the UWV to arrange a sickness benefit for you, but only if you cannot work from home or from a distance.

If you have to stop work because of health problems, you should report sick.

If you are self-employed, you may be able to get a business capital loan (Tozo) from the municipality of Maastricht.

If you are self-employed and you have to stop work because of health problems, you are not covered by Dutch state insurance for loss of income through long-term illness or incapacity for work. If you have taken out private insurance, check your insurance policy or contact your health insurer to see whether you can apply for a benefit.

If you are placed in quarantine by the Gesundheitsamt or the GGD (the German or Dutch health authorities), your employer will continue to pay your wages or salary for the first 6 weeks. Your employer can apply for compensation for these costs. As from week 7, you can get German sickness benefit (Krankengeld) as long as you are covered by voluntary or state health insurance.

If you are self-employed and placed in quarantine by the Gesundheitsamt or the GGD (the German or Dutch health authorities), you can apply for a benefit under the German Infectious Diseases Protection Act (Gesetz zur Verhütung und Bekämpfung von Infektionskrankheiten).

For the first 6 weeks, the benefit is based on your income over the last few years. As from week 7, you will get the same amount as German sickness benefit (Krankengeld).

Applications for compensation should be submitted to the institution competent to take a decision. You will find a list of these institutions on the website of the Robert Koch-Institut (German Institute for Public Health and Environment). Search by filling in the postcode of your business’ head office.

If you have to stop work because of health problems, you should report sick.