Voluntary insurance - How much does voluntary insurance cost?

If you take out voluntary insurance, you will have to pay an annual contribution, which is a percentage of your income. Your total income will be taken into account, i.e. your income from the Netherlands as well as any income you receive from outside the Netherlands. There is a minimum and a maximum contribution.

Every year, the contribution percentage and the minimum and maximum contributions are adjusted by the government. For 2012, the AOW contribution has been set at 17.9% of your income, and the Anw contribution at 1.1% of your income.

Your AOW contribution for 2012

1. First, work out your total income. Some expenses are deductible.
2. Then, take 17.9% of this amount.
3. Subtract the general tax credit of € 1,100.
   The outcome is the contribution you have to pay.

If the contribution you calculate is less than the minimum contribution, you will be charged the minimum contribution.  

If your income is € 33,863 or more, you will be charged the maximum contribution. If you need help calculating the contribution you would have to pay, please get in touch with us. We will be happy to help you.

Your Anw contribution for 2012

1. First, work out your total income. Some expenses are deductible.
2. Then, take 1.1% of this amount.
3. Subtract the general tax credit of € 68.
   The outcome is the contribution you have to pay.

If the contribution you calculate is less than the minimum contribution, you will be charged the minimum contribution.  

If your income is € 33,863 or more, you will be charged the maximum contribution. If you need help calculating the contribution you would have to pay, please get in touch with us. We will be happy to help you.