Voluntary insurance
How much does it cost to buy AOW pension rights retroactively?
The amount of the contributions you will have to pay depends on your income over the period in question.
The contribution is a percentage of your income.
We will assess your income for each year between your 15th birthday and the date on which you came to live or work in the Netherlands. The contribution payable for a given year will be a percentage of your income in that year.
The sum total of the contributions payable for each year will be the amount that you will have to pay to buy AOW pension rights retroactively.
There is a minimum and a maximum contribution. Every year, the contribution percentage and the minimum and maximum contributions are adjusted by the government. For 2012, the AOW contribution has been set at 17.9% of your income.