SVB - BBZ - You receive a Belgian benefit or pension

BBZ

You receive a Belgian benefit or pension

Your social security if you receive a long-term pension or benefit

If you live in the Netherlands, do not work and receive one of the following pensions or benefits from Belgium:

incapacity benefit, industrial accident benefit, occupational illness benefit
survivor pension (overlevingspensioen)
old age pension (rustpensioen)

You can get medical care in both the Netherlands and Belgium. You can also get family benefits from Belgium. If you are under 65, you will build up rights to AOW pension in the Netherlands.

Medical care in the Netherlands and Belgium

Because you are covered under health insurance in Belgium, you need to register with a Belgian health insurance fund. The health insurance fund will charge you a fixed membership fee. The institution paying your pension or benefit will deduct a percentage rate health insurance contribution from your pension or benefit. Your health insurance fund will reimburse you for the costs of care in Belgium.

Because you live in the Netherlands, you are obliged to register with CZ Zorgverzekeringen. However, you do not have to pay contributions to CZ. To register, you need form S1, which you can obtain from the institution paying your pension or benefit. CZ will reimburse you for the costs of care in the Netherlands.

Exemption from compulsory AWBZ insurance

Because you live in the Netherlands, you are covered by compulsory insurance under the National Act on Exceptional Medical Expenses (AWBZ). You will therefore have to pay a percentage rate AWBZ contribution on your Belgian pension or benefit. This contribution will be included in your Dutch tax assessment. You can apply to the Sociale Verzekeringsbank (SVB) for exemption from compulsory AWBZ insurance. In that case, you will not have to pay AWBZ contributions, but you will still be entitled to care in the Netherlands under the AWBZ.

To apply for a certificate of non-coverage under the AWBZ scheme, download the application form or call our Insurance Office on number (020) 656 5352 and ask them to send you the form.

Certificate of non-coverage under the AWBZ scheme

Exemption from compulsory AOW and Anw insurance

Because you live in the Netherlands, you are covered by compulsory insurance under the National Survivor Benefits Act (Anw) and, if you are under 65, the National Old Age Pensions Act (AOW). You will therefore have to pay Anw and AOW contributions on your Belgian pension or benefit. These contributions will be included in your Dutch tax assessment.

If your Belgian pension or beneft is at least € 997.08 per month, you can apply to the Sociale Verzekeringsbank for exemption from compulsory AOW and Anw insurance. In that case, you will not have to pay AOW and Anw contributions, but your AOW and Anw insurance will end.

If you apply for exemption within one year of the date of your move to the Netherlands or the commencement date of your pension or benefit, your exemption will take effect from that date. If you apply after one year, your exemption will take effect from the date of your application.

To apply for exemption, download the application form or call our Insurance Office on number (020) 656 5352 and ask them to send you the form.