BBZ - You are going to live in Belgium

If you start living and also working in Belgium, you will be covered under Belgian social insurance. This will not be the case if you start living in Belgium without receiving any income from Belgium.

Where you are covered under social insurance depends on whether:

• you work in the Netherlands, or
• you receive a benefit

You work in the Netherlands

If you work in the Netherlands, you will continue to pay tax and social insurance contributions in the Netherlands. You will remain insured in the Netherlands for:

• medical expenses
• child benefit
• unemployment
• incapacity for work
• old age pension and survivor benefit

You will therefore receive payments and reimbursements from these insurance schemes from the Netherlands. As an exception, if you get an unemployment benefit, it will be paid by Belgium.

Belgian or Dutch child benefit

You will continue to receive Dutch child benefit if:

• your partner also works in the Netherlands, or
• your partner is not employed

If your partner works in Belgium, you will get Belgian child benefit.

Health insurance

Your health insurer in the Netherlands will reimburse you for medical expenses in the Netherlands and Belgium. Reimbursements in Belgium are sometimes higher than in the Netherlands. If you would prefer to receive reimbursements directly from Belgium, ask your health insurer for an E106 form and register with a Belgian health insurance company.