AOW pension - What we mean by 'living with a partner'

The SVB will consider you to be living with a partner if:

• you live in the same house with someone who is 18 or older, and
• share the household costs or

• look after each other

We refer to the person you share a house with as your 'partner'. This could be your husband, wife or friend, or a brother, sister, or grandchild.

You can read more about this in the leaflet "Samenwonen...of niet" (currently only available in Dutch), which you can find on the 'brochures en formulieren' page on our Dutch site.

If you start living with someone, you will normally receive an AOW pension based on 50% of the net minimum wage. 

Exceptions: in some cases, you will continue to receive an AOW pension at the (higher) rate for a single person.

If you live in the same house as someone else, you will continue to receive an AOW pension at the rate for a single person if: 

• you have a commercial relationship
• you live with your child
• you live with a grandchild under 18

If you start living with someone in order to care for them, or because you need care, you may also be able to get an AOW pension at the rate for a single person.