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AOW pension - You live with more than one other adult

AOW pension

You live with more than one other adult

Your household consists of more than two adults. What are the consequences for your AOW pension?

You are married: 50% of the net minimum wage
If you are married to one of the other adults in your household, you will both get an AOW pension based on 50% of the net minimum wage. If your partner is under 65, you may get an extra amount (a supplementary allowance) on top of yor AOW pension.

You are not married
If you share a house with more than one other adult, we will determine whether you are 'living with a partner' or single.

The SVB considers that you are living with a partner if you live in the same house as one other adult who is not your child, and

  • you share the household costs or
  • look after each other.

You will then be treated as partners. In that case, you will receive an AOW pension based on 50% of the net minimum wage. If your partner is 65 or older, he or she will also be entitled to a pension based on 50% of the net minimum wage. If your partner is under 65, you may get a supplementary allowance on top of your AOW pension.

The SVB will treat you as a single person if:

  • you do not share the household costs with any other adult, and you and another adult do not look after each other.
  • you live with more than one other adult and you all share the household costs or take care of each other.

You will then get an AOW pension at the rate for a single person, which is based on 70% of the net minimum wage.