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AOW pension - Living or working outside the Netherlands

AOW pension

Working or living outside the Netherlands

If you start working or living outside the Netherlands, this could affect the amount of AOW pension you get when you turn 65.

A reduced AOW pension

As a rule, if you start living or working outside the Netherlands, you will cease to be covered under the AOW old age pension scheme and the Anw survivor benefit scheme. You will then get a reduced pension when you are 65. In addition, if you should pass away, your partner will not be entitled to an Anw survivor benefit. You can avoid these consequences by taking out voluntary insurance.

Working outside the Netherlands temporarily

If you work outside the Netherlands temporarily for your employer, you will normally stay insured under the AOW and Anw schemes. In that case, you will need a secondment certificate from your employer.

If you stay abroad for long period of time, we may have to stop your pension payments.