AOW pension - You are going to get married or start living with someone

A person who is married or living with someone does not receive the same amount of AOW pension as a single person. Therefore, if you get married or start living with a partner, the amount of your AOW pension will change.

Marriage, living with a partner, or registered partnership

We do not distinguish between marriage, registered partnership and living with a partner.

Our definition of 'living with a partner'

The SVB considers that you are living with a partner if:

• you live in the same house with someone who is 18 or older, and
• you share the household costs or

• look after each other.

We refer to the person you share a house with as your 'partner'. This can also mean a husband, wife or friend, or a brother, sister, or grandchild.

Not included under the definition of living with a partner

You are not considered to be living with a partner if you share a household with your own child aged 18 or over or with a grandchild under the age of 18 or if you rent out a room to someone.

How much AOW pension will you get if you get married or start living with a partner?

If you live on your own, you will receive an AOW pension based on 70% of the net minimum wage. If you are married or living with a partner, your AOW pension will be based on 50% of the net minimum wage. If you are both over 65, your joint pension will add up to a maximum of 100% of the net minimum wage.

If your partner is still under 65, you may get an extra amount on top of your AOW pension. This extra amount is called a supplementary allowance. The supplementary allowance is also based on 50% of the net minimum wage. Income received by your partner is deducted from the supplementary allowance.