AOW pension - Supplementary allowance and your partner's income

If you receive an AOW pension and your partner is under 65, you may receive a supplementary allowance on top of your AOW pension. Any income received by your partner will be deducted from the supplementary allowance. In addition, your own income will also be taken into account. If your joint income is over € 2,530.98 per month, the supplementary allowance will be reduced by a maximum of 10%.

The following income will be deducted in part from the supplementary allowance

If your partner receives income from work, part of that income will be deducted from the supplementary allowance. For instance:

• wages received by your partner from an employer
• income your partner receives as a self-employed person without employees (zzp'er), freelancer, home help or performing artist 
• income from own enterprise
• a sickness benefit paid by the employer during the employment

The following income will be deducted in full from the supplementary allowance

If your partner has income related to previous employment, that income will be deducted in full from the supplementary allowance. For instance:

• an unemployment benefit
• an incapacity benefit
• a sickness benefit received by your partner after his or her employment ended
• IOW benefit (older unemployed workers income scheme)
• an early retirement pension
• pension share of a former spouse
• an annuity through the employer

The following income will not be deducted from the supplementary allowance

Income from capital, such as interest and dividend, is not deducted from the supplementary allowance. The following types of income are not deducted either:

• a study costs allowance from an employer
• a private annuity
• an IOAW benefit (income provision for older and partially incapacitated workers)

Other types of income

If your partner receives a type of income not mentioned above, see below for other types of income.