AOW pension
AOW supplementary allowance for your partner
If you receive an AOW pension and your partner is still under 65, you may qualify for a supplementary allowance on top of your AOW pension. You can receive the supplementary allowance until your partner turns 65. The amount of the supplementary allowance depends on:
1. The number of years your partner was insured under the AOW scheme
If your partner has lived or worked outside the Netherlands, as a rule, he or she will not have been insured under the AOW scheme during that time. The supplementary allowance will be reduced by 2% for each year that your partner was not insured.2. Your partner's income
- If your partner has wages or salary, or income from enterprise, we will deduct part of that income from the supplementary allowance. We calculate this is follows:
- The first € 216.99 of the gross monthly salary is not taken into account.
- Two thirds of the amount above that is deducted from your supplementary allowance.
- If your partner earns more than € 1,294.70 gross per month, no supplementary allowance will be payable.
- If your partner has an early retirement pension or a benefit, such as an unemployment or incapacity benefit, that income will be deducted in full from the supplementary allowance. If your partner receives more than € 718.47 gross per month, no supplementary allowance will be payable.
3. Your and your partner's joint income
If your joint income is over € 2,530.98 per month, your supplementary allowance will be reduced by up to 10%. To find out exactly how much AOW and supplementary allowance is payable, you can view your details at My SVB.
No supplementary allowance for new claimants as from 2015.
The supplementary allowance will be discontinued as from 2015.
- If you reach the age of 65 before 1 January 2015, you will receive a supplementary allowance until your partner turns 65, even if that happens after 1 January 2015.
- If you turn 65 on or after 1 January 2015, you will not get a supplementary allowance for a younger partner.
Consequences of a lower supplementary allowance / discontinuation of the supplementary allowance
Reduction or discontinuation of the supplementary allowance may leave you temporarily with less income than you expected. Whether you need to do anything about this will depend on your financial situation. One solution could perhaps be for your partner to start working.
