Anw survivor benefit
What deductions will be made from your Anw benefit?
You live in the Netherlands
We will deduct tax and national insurance contributions from your Anw survivor benefit. Tax and national insurance contributions are deducted as a single amount. The amount deducted is forwarded to the Dutch Tax Administration (Belastingdienst).
If you live outside the Netherlands
Whether tax and national insurance contributions are deducted depends on the country where you live. If you would like to know what the situation is with regard to your Anw benefit, feel free to contact your SVB office.
You may be covered by the Dutch Health Insurance Act (Zvw) even if you do not live in the Netherlands. The College voor Zorgverzekeringen (Dutch Health Care Insurance Board, CVZ) will decide whether this applies to you. If you are insured under the Zvw, we have to deduct a Zvw health insurance contribution for non-residents from your Anw benefit. This contribution consists of the following:
- an AWBZ contribution for exceptional medical expenses, which is also related to the amount of your Anw benefit.
- a flat-rate contribution for every co-insured member of the family aged 18 and over.
The Zvw health insurance contribution for non-residents varies between countries.The contribution rate depends on the average health care rates in your country. The lower the fees charged in your country, the lower the contribution deducted.
Tax credit or not
Tax credits are a reduction in the deductions made for tax and national insurance contributions. Everyone who pays tax in the Netherlands is entitled to a tax credit.
It is in your interests to have the tax credit applied to your highest income. The tax credit can only be applied to one income. If you want us to apply the tax credit, you must request us to do so. You can do this in writing or by logging in to My SVB.
Applying for a health care allowance
You may be able to get a health care allowance to help cover the Zvw contributions deducted from your benefit. The amount of the health care allowance depends on your family's total income. You can apply to the Dutch Tax Administration (Belastingdienst) for a health care allowance. They can also give you further information.