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The Sociale Verzekeringsbank (SVB) is the organization that implements national insurance schemes in the Netherlands. This website informs you about the schemes and legislation that we implement.


The ZIN receives a list of people who are registered as living in the Netherlands but who are not registered with a Dutch health insurer. This includes most foreign students with a non-Dutch or international student health insurance.

What you need to do

Child benefit for children living in Morocco will not be reduced. It will be reduced, however, for children living in Turkey or Egypt. This is stated in a press release by the Ministry of Social Affairs and Employment about the ruling by the Central Appeals Tribunal of 12 December 2014.

The co-resident rule and AIO supplement, Anw benefit and AOW pension

On 1 January 2015, a new co-resident rule was introduced for the AIO supplement scheme. As from 1 July 2015, the co-resident rule will also apply to the Anw survivor benefit scheme.

KOB top-up replaced by new AOW top-up

On 1 January 2015, the KOB top-up was replaced by a new AOW top-up. For many people, this does not have any consequences.

The government has submitted a legislative proposal to increase the AOW pension age more quickly as from 2016 - to 66 in 2018 and 67 in 2021. After 2021, the AOW pension age will be linked to life expectancy.



For child benefit, AOW pension and Anw survivor benefit. Claim a pension or benefit, report a change, or view your details.